Trustco Bank Corp TRST Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 32.9%+0.3pp | 32.5%+1.5pp | 31.1%+1.2pp | 29.9%+0.9pp | 29%+0.6pp | |
| Free cash flow margin | 30.8%+6.5pp | 24.3%+0.5pp | 23.8%-3.7pp | 27.5%+3.7pp | 23.8%-7.9pp | |
| Returns | ||||||
| Return on equity | 9.3%+0.3pp | 9%+0.6pp | 8.4%+0.4pp | 7.9%+0.3pp | 7.6%+0.2pp | |
| Return on assets | 1%0.0pp | 1%+0.1pp | 0.9%+0.1pp | 0.9%0.0pp | 0.8%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $37.53+2.7% | $36.54-0.7% | $36.80+0.9% | $36.47+1.0% | $36.12+1.7% | |
| Valuation | ||||||
| Market capitalization | $941.72M+61.7% | $761.46M+11.3% | $684.29M+11.7% | $612.82M+5.7% | $579.72M-8.5% | |
| Enterprise value | $322.46M-769% | $187.48M+50.4% | $124.66M+495% | $20.95M+138% | -$55.82M-148% | |
| Price / earnings | 14.9×+3.5× | 12.5×+0.4× | 12×+0.6× | 11.5×+0.1× | 11.4×-1.6× | |
| Price / sales | 4.9×+1.6× | 4.1×+0.3× | 3.7×+0.3× | 3.4×+0.1× | 3.3×-0.4× | |
| Price / book | 1.4×+0.6× | 1.1×+0.1× | 1×+0.1× | 0.9×0.0× | 0.8×-0.1× | |
| EV / sales | 1.7×+2.0× | 1×+0.3× | 0.7×+0.6× | 0.1×+0.4× | -0.3×-1.0× | |
| Free cash flow yield | 6.2%-0.9pp | 6%-0.4pp | 6.4%-1.7pp | 8%+0.8pp | 7.2%-1.4pp | |
| Earnings yield | 6.7%-2.0pp | 8%-0.3pp | 8.3%-0.4pp | 8.7%-0.1pp | 8.8%+1.1pp | |
| Dividend yield | 2.9%-1.8pp | 3.6%-0.4pp | 4%-0.5pp | 4.5%-0.3pp | 4.7%+0.4pp | |
| PEG ratio | 0.6×— | 0.5×-0.1× | 0.6×-0.7× | 1.3×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Trustco Bank Corp's ratios come from?
- Every ratio is computed from Trustco Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
