Trustco Bank Corp TRST Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 32.5%+4.1pp | 28.4%-2.4pp | 30.8%-6.9pp | 37.7%+3.2pp | |
| Free cash flow margin | 24.3%-7.4pp | 31.8%+1.0pp | 30.7%-6.8pp | 37.5%+8.1pp | |
| Returns | |||||
| Return on equity | 9%+1.6pp | 7.4%-2.0pp | 9.4%-3.1pp | 12.5%+2.0pp | |
| Return on assets | 1%+0.2pp | 0.8%-0.2pp | 1%-0.3pp | 1.2%+0.2pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.2×0.0× | 0.2×0.0× | 0.2×-0.1× | 0.3×-0.2× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $36.54+2.8% | $35.53+4.7% | $33.92— | —— | |
| Valuation | |||||
| Market capitalization | $948.18M+61.7% | $633.24M+7.2% | $590.71M-17.5% | $716.16M+11.9% | |
| Enterprise value | $328.93M-769% | $116.37M-20.4% | $146.17M-38.4% | $237.24M+184% | |
| Price / earnings | 15×+3.5× | 13×+2.9× | 10.1×+0.6× | 9.5×-0.9× | |
| Price / sales | 4.9×+1.6× | 3.7×+0.6× | 3.1×-0.5× | 3.6×0.0× | |
| Price / book | 1.4×+0.6× | 0.9×0.0× | 0.9×-0.3× | 1.2×+0.1× | |
| EV / sales | 1.7×+2.0× | 0.7×-0.1× | 0.8×-0.4× | 1.2×+2.8× | |
| Free cash flow yield | 6.2%-0.9pp | 8.6%-1.3pp | 9.9%-0.6pp | 10.5%+2.2pp | |
| Earnings yield | 6.7%-2.0pp | 7.7%-2.2pp | 9.9%-0.6pp | 10.5%+0.9pp | |
| Dividend yield | 2.9%-1.8pp | 4.3%-0.3pp | 4.6%+0.9pp | 3.8%-0.3pp | |
| PEG ratio | 0.6×— | —— | —— | 0.4×-0.2× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Trustco Bank Corp's ratios come from?
- Every ratio is computed from Trustco Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
