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Trustco Bank Corp TRST Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin32.9%+3.9pp32.5%+4.1pp31.1%+3.4pp29.9%+1.7pp29%-0.5pp
Free cash flow margin30.8%+7.0pp24.3%-7.4pp23.8%-9.6pp27.5%-2.7pp23.8%-3.8pp
Returns
Return on equity9.3%+1.7pp9%+1.6pp8.4%+1.0pp7.9%+0.2pp7.6%-0.8pp
Return on assets1%+0.2pp1%+0.2pp0.9%+0.1pp0.9%+0.1pp0.8%-0.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.2×0.0×0.2×0.0×0.2×0.0×0.2×0.0×0.2×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$37.53+3.9%$36.54+2.8%$36.80+4.7%$36.47+6.0%$36.12+5.9%
Valuation
Market capitalization$948.18M+61.7%$761.46M+20.2%$684.29M+8.8%$612.82M+12.0%$579.72M+8.2%
Enterprise value$328.93M-769%$187.48M+61.1%$124.66M-47.8%$20.95M-85.3%-$55.82M-187%
Price / earnings15×+3.5×12.5×-0.5×12×-1.2×11.5×+0.3×11.4×+1.3×
Price / sales4.9×+1.6×4.1×+0.4×3.7×+0.1×3.4×+0.3×3.3×+0.3×
Price / book1.4×+0.6×1.1×+0.2×0.0×0.9×0.0×0.8×0.0×
EV / sales1.7×+2.0×+0.3×0.7×-0.7×0.1×-0.7×-0.3×-0.7×
Free cash flow yield6.2%-0.9pp6%-2.6pp6.4%-2.7pp8%-1.6pp7.2%-2.1pp
Earnings yield6.7%-2.0pp8%+0.3pp8.3%+0.8pp8.7%-0.3pp8.8%-1.1pp
Dividend yield2.9%-1.8pp3.6%-0.7pp4%-0.4pp4.5%-0.5pp4.7%-0.4pp
PEG ratio0.6×

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Questions, answered.

Where do Trustco Bank Corp's ratios come from?
Every ratio is computed from Trustco Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.