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Trustco Bank Corp TRST Net change in short-term borrowings

Net change in short-term borrowings at other companies

Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
-$85M+58.1%
Capital City Bank Group logo
Capital City Bank GroupCCBG
-$16.82M-289%
Trico Bancshares logo
Trico BancsharesTCBK
-$258K-112%
Financial Institutions logo
Financial InstitutionsFISI
$5M+111%
City Holding Company logo
City Holding CompanyCHCO
$7.15M-67.6%

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRepaymentsOfShortTermDebt.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's net change in short-term borrowings?
Trustco Bank Corp (TRST) reported net change in short-term borrowings of -$7.12M in Q1 2026.
How has Trustco Bank Corp's net change in short-term borrowings changed year-over-year?
Trustco Bank Corp's net change in short-term borrowings decreased by 184.3% year-over-year, from -$2.51M to -$7.12M.
What is the long-term trend for Trustco Bank Corp's net change in short-term borrowings?
Over 3 years (2022 to 2025), Trustco Bank Corp's net change in short-term borrowings has grown at a -33.9% compound annual growth rate (CAGR), from -$121.99M to $35.27M.
What does net change in short-term borrowings mean?
Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.