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Trupanion TRUP Increase (Decrease) in Claims Reserve and Loss Adjustment

Increase (Decrease) in Claims Reserve and Loss Adjustment at other companies

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Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%
Enterprise value$968.57M-58.1%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept trup:IncreaseDecreaseinClaimsReserveandLossAdjustment.

The official record: Trupanion’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's increase (decrease) in claims reserve and loss adjustment?
Trupanion (TRUP) reported increase (decrease) in claims reserve and loss adjustment of $842K in Q1 2026.
How has Trupanion's increase (decrease) in claims reserve and loss adjustment changed year-over-year?
Trupanion's increase (decrease) in claims reserve and loss adjustment decreased by 65.0% year-over-year, from $2.41M to $842K.
What is the long-term trend for Trupanion's increase (decrease) in claims reserve and loss adjustment?
Over 3 years (2021 to 2024), Trupanion's increase (decrease) in claims reserve and loss adjustment has grown at a 1.7% compound annual growth rate (CAGR), from $10.77M to -$11.31M.
What does increase (decrease) in claims reserve and loss adjustment mean?
This metric tracks the net change in the liability set aside for future insurance claims and associated loss adjustment expenses. It reflects management's estimate of future obligations based on current underwriting activity and historical claim trends. An increase typically signals higher expected future payouts, while a decrease may indicate favorable loss development.