What are Trupanion's profit margins?

Trupanion (TRUP) runs a 16.3% gross margin and a 1.4% operating margin, with a 1.7% net margin.

Where do Trupanion's ratios come from?

Every ratio is computed from Trupanion's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Trupanion TRUP Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Gross margin	16.1%+2.1pp	13.9%+2.1pp	11.8%-1.7pp	13.5%-1.4pp
Operating margin	1%+1.7pp	-0.8%+2.9pp	-3.7%+1.0pp	-4.8%+0.3pp
Net margin	1.4%—	——	-4%+0.9pp	-4.9%+0.1pp
Returns
Return on equity	5.5%—	——	-14.7%-0.7pp	-14%-3.4pp
Return on invested capital	4.1%+8.0pp	-3.8%+11.0pp	-14.9%—	——
Efficiency
Asset turnover	1.7×+0.1×	1.6×+0.1×	1.5×+0.1×	1.5×+0.1×
Liquidity
Current ratio	1.7×0.0×	1.7×+0.1×	1.6×0.0×	1.6×-0.1×
Leverage
Debt-to-equity	0.3×-0.1×	0.4×0.0×	0.4×+0.2×	0.2×—
Net debt / EBITDA	-1.5×+9.1×	-10.6×—	——	——
Per Share
Book value per share	$8.81+15.0%	$7.67+4.6%	$7.33-2.1%	$7.49-9.5%
Valuation
Market capitalization	$1.04B-56.5%	$2.04B+60.4%	$1.27B-34.5%	$1.94B-63.5%
Price / earnings	40.4×—	——	——	——
Price / sales	0.7×-1.1×	1.6×+0.4×	1.1×-1.0×	2.1×-5.5×
Price / book	2.6×-4.5×	6.3×+2.1×	4.2×-2.2×	6.4×-9.7×
EV / EBITDA	27×-179×	298.4×—	——	——

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Questions, answered.

What are Trupanion's profit margins?: Trupanion (TRUP) runs a 16.3% gross margin and a 1.4% operating margin, with a 1.7% net margin.
Where do Trupanion's ratios come from?: Every ratio is computed from Trupanion's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.