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United Bancorp UBCP Loans held for sale activity

Loans held for sale activity at other companies

PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
$10.51B+107%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$76.66M+88.5%
Opendoor Technologies Inc logo
Opendoor Technologies IncOPEN
$1M
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$1.22M-83.0%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$12.6M+72.2%
Norwood Financial logo
Norwood FinancialNWFL
-$2.78M-30.5%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's loans held for sale activity?
United Bancorp (UBCP) reported loans held for sale activity of $4.02M in Q1 2026.
How has United Bancorp's loans held for sale activity changed year-over-year?
United Bancorp's loans held for sale activity increased by 69.0% year-over-year, from $2.38M to $4.02M.
What is the long-term trend for United Bancorp's loans held for sale activity?
Over 3 years (2021 to 2025), United Bancorp's loans held for sale activity has grown at a 12.6% compound annual growth rate (CAGR), from $11.63M to $16.59M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.