How has USCB Financial Holdings, Inc.'s loans held for sale activity changed year-over-year?

USCB Financial Holdings, Inc.'s loans held for sale activity decreased by 83.0% year-over-year, from $7.19M to $1.22M.

What does loans held for sale activity mean?

Net change in mortgage and other loans originated for sale into the secondary market.

USCB Financial Holdings, Inc. USCB Loans held for sale activity

Loans held for sale activity at other companies

JPMorgan ChaseJPM

$57.66B-15.9%

Wells Fargo & CompanyWFC

$8B-15.8%

PCB BancorpPCB

$23.39M+32.9%

RBB BancorpRBB

$2.8M+181%

California BanCorpBCAL

$0-100%

Five Star BancorpFSBC

$0-100%

Other financials

Income statement

See full

Revenue$26.2M+14.7%

Net income$9.4M+22.1%

EPS (diluted)$0.51+34.2%

Balance sheet

See full

Cash & equivalents$79.0M-19.4%

Total debt$4.8M-38.3%

Total equity$223.2M-0.8%

Total assets$2.8B+6.3%

Cash flow

See full

Operating cash flow$15.3M+4.4%

CapEx$320.0K+596%

Free cash flow$15.0M+2.6%

Valuation

See full

Market cap$363.27M+13.5%

Enterprise value$289.06M+25.8%

P/E13.1×+1.5×

P/S3.9×+0.2×

Profitability

See full

Net margin29.7%-1.8pp

FCF margin55.3%—

Returns & leverage

See full

Return on equity12.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about USCB Financial Holdings, Inc.'s loans held for sale activity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is USCB Financial Holdings, Inc.'s loans held for sale activity?: USCB Financial Holdings, Inc. (USCB) reported loans held for sale activity of $1.22M in Q1 2026.
How has USCB Financial Holdings, Inc.'s loans held for sale activity changed year-over-year?: USCB Financial Holdings, Inc.'s loans held for sale activity decreased by 83.0% year-over-year, from $7.19M to $1.22M.
What does loans held for sale activity mean?: Net change in mortgage and other loans originated for sale into the secondary market.