Discontinued — last reported Q4 '25

Operating

Loans held for sale activity

Wells Fargo & Company Loans held for sale activity decreased by 38.5% to $8.00B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 15.8%, from $9.50B to $8.00B. Over 4 years (FY 2021 to FY 2025), Loans held for sale activity shows a downward trend with a -25.8% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase in net cash outflows typically signals higher loan origination volume for sale, while net inflows suggest successful liquidation of these assets. It helps investors understand the velocity of the company's loan-to-sell business model.

Detailed definition

This metric represents the net cash flow impact resulting from the origination, purchase, and subsequent sale of loans c...

Peer comparison

Commonly reported by financial institutions and mortgage lenders as 'Net cash from originations and sales of loans held for sale'.

Metric ID: loans_held_for_sale

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$42.49B$36.31B$34.94B$24.21B$19.07B$16.70B$14.94B$8.92B$7.39B$6.70B$6.96B$6.28B$10.28B$9.90B$8.80B$9.50B$10.06B$15.63B$13.01B$8.00B
QoQ Change-14.6%-3.8%-30.7%-21.2%-12.4%-10.5%-40.3%-17.2%-9.3%+3.9%-9.8%+63.8%-3.7%-11.1%+8.0%+5.9%+55.4%-16.8%-38.5%
YoY Change-55.1%-54.0%-57.2%-63.1%-61.2%-59.9%-53.4%-29.7%+39.2%+47.8%+26.4%+51.3%-2.2%+57.9%+47.8%-15.8%
Range$6.28B$42.49B
CAGR-29.6%
Avg YoY Growth-11.3%
Median YoY Growth-22.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is Wells Fargo & Company's loans held for sale activity?
Wells Fargo & Company (WFC) reported loans held for sale activity of $8.00B in Q1 2026.
How has Wells Fargo & Company's loans held for sale activity changed year-over-year?
Wells Fargo & Company's loans held for sale activity decreased by 15.8% year-over-year, from $9.50B to $8.00B.
What is the long-term trend for Wells Fargo & Company's loans held for sale activity?
Over 4 years (2021 to 2025), Wells Fargo & Company's loans held for sale activity has grown at a -25.8% compound annual growth rate (CAGR), from $158.92B to $48.20B.
What does loans held for sale activity mean?
The net cash impact from creating and selling loans intended for the secondary market.