Discontinued — last reported Q4 '25
Loans held for sale activity
Citizens Financial Group Loans held for sale activity decreased by 14.4% to $285.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 14.2%, from $332.00M to $285.00M. Over 4 years (FY 2021 to FY 2025), Loans held for sale activity shows an upward trend with a -21.4% CAGR.
Analysis
How to read this metric
An increase in net cash outflows typically signals higher loan origination volume for sale, while net inflows suggest successful liquidation of these assets. It helps investors understand the velocity of the company's loan-to-sell business model.
Detailed definition
This metric represents the net cash flow impact resulting from the origination, purchase, and subsequent sale of loans c...
Peer comparison
Commonly reported by financial institutions and mortgage lenders as 'Net cash from originations and sales of loans held for sale'.
loans_held_for_saleHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$944.00M | -$301.00M | -$462.00M | -$898.00M | -$322.00M | -$184.00M | -$329.00M | $81.00M | $370.00M | -$476.00M | -$73.00M | -$171.00M | $86.00M | $23.00M | $86.00M | $332.00M | -$35.00M | -$216.00M | $333.00M | $285.00M |
| QoQ Change | — | +68.1% | -53.5% | -94.4% | +64.1% | +42.9% | -78.8% | +124.6% | +356.8% | -228.6% | +84.7% | -134.2% | +150.3% | -73.3% | +273.9% | +286.0% | -110.5% | -517.1% | +254.2% | -14.4% |
| YoY Change | — | — | — | — | +65.9% | +38.9% | +28.8% | +109.0% | +214.9% | -158.7% | +77.8% | -311.1% | -76.8% | +104.8% | +217.8% | +294.2% | -140.7% | <-999% | +287.2% | -14.2% |
Business Segments
| Segment | Q1 '25 | Q2 '25 | Q3 '25 |
|---|---|---|---|
| Non-Core | $200.00M | $600.00M | $600.00M |
| Total | $332.00M | -$35.00M | -$216.00M |
Non-Core was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Loans held for sale activity at Other Companies
Frequently Asked Questions
- What is Citizens Financial Group's loans held for sale activity?
- Citizens Financial Group (CFG) reported loans held for sale activity of $285.00M in Q1 2026.
- How has Citizens Financial Group's loans held for sale activity changed year-over-year?
- Citizens Financial Group's loans held for sale activity decreased by 14.2% year-over-year, from $332.00M to $285.00M.
- What is the long-term trend for Citizens Financial Group's loans held for sale activity?
- Over 4 years (2021 to 2025), Citizens Financial Group's loans held for sale activity has grown at a -21.4% compound annual growth rate (CAGR), from -$1.09B to $414.00M.
- What does loans held for sale activity mean?
- The net cash impact from creating and selling loans intended for the secondary market.