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Norwood Financial NWFL Loans held for sale activity

Loans held for sale activity at other companies

M&T Bank logo
M&T BankMTB
-$220M-38.4%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.96M+172%
FRA
Franklin Financial Services CorporationFRAF
$11.1M+58.9%
Finward Bancorp logo
Finward BancorpFNWD
$9.41M-2.0%
First Community Corporation logo
First Community CorporationFCCO
$25.4M-1.4%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.29M-0.9%

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$350.14M+46.1%
P/E13.6×-62.0×
P/S3.7×-0.3×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansHeldForSale.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's loans held for sale activity?
Norwood Financial (NWFL) reported loans held for sale activity of -$2.78M in Q1 2026.
How has Norwood Financial's loans held for sale activity changed year-over-year?
Norwood Financial's loans held for sale activity decreased by 30.5% year-over-year, from -$2.13M to -$2.78M.
What is the long-term trend for Norwood Financial's loans held for sale activity?
Over 2 years (2021 to 2025), Norwood Financial's loans held for sale activity has grown at a 22.1% compound annual growth rate (CAGR), from $8.62M to -$12.85M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.