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United Bancorp UBCP Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

Eagle Financial Services logo
Eagle Financial ServicesEFSI
$1.01M+139%
Live Oak Bancshares logo
Live Oak BancsharesLOB
$15.43M-0.1%
First Bancorp logo
First BancorpFNLC
$57K-1.7%
First Internet Bancorp logo
First Internet BancorpINBK
$7.38M-14.7%
United Bancorp logo
United BancorpUBCP
$98K+16.7%
Hilltop Holdings logo
Hilltop HoldingsHTH
$50.97M+12.6%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's gain (loss) on sales of loans, net?
United Bancorp (UBCP) reported gain (loss) on sales of loans, net of $98K in Q1 2026.
How has United Bancorp's gain (loss) on sales of loans, net changed year-over-year?
United Bancorp's gain (loss) on sales of loans, net increased by 16.7% year-over-year, from $84K to $98K.
What is the long-term trend for United Bancorp's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), United Bancorp's gain (loss) on sales of loans, net has grown at a 16.6% compound annual growth rate (CAGR), from $271K to $501K.
What does gain (loss) on sales of loans, net mean?
This captures the net realized gain or loss resulting from the sale of loans held for sale to third-party investors. It reflects the spread between the sale price and the carrying value of the loans, including any associated costs. This metric measures the profitability and pricing efficiency of the bank's loan origination and secondary market sales strategy.