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Eagle Financial Services EFSI Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

SB Financial Group logo
SB Financial GroupSBFG
$1.12M+29.9%
Chemung Financial logo
Chemung FinancialCHMG
$21K-47.5%
Financial Institutions logo
Financial InstitutionsFISI
$125K+6.8%
Eagle Bancorp Montana logo
Eagle Bancorp MontanaEBMT
$1.68M+24.4%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$36K
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$12K

Other financials

Income statement

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Revenue--100%
Net income$3.7M+154%
EPS (diluted)$0.69+145%

Balance sheet

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Cash & equivalents$189.8M-28.4%
Total debt$9.7M-72.6%
Total equity$190.3M+7.8%
Total assets$1.8B-3.5%

Cash flow

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Operating cash flow$4.3M-25.9%
CapEx$209.0K-61.1%
Free cash flow$4.1M-22.3%

Valuation

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Market cap$224.4M-0.7%
Enterprise value$44.32M
P/E11.9×

Profitability

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Net margin1,354,533.3%+1,332,318pp
FCF margin8,829.7%

Returns & leverage

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Return on equity10.3%+6.2pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Eagle Financial Services in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Eagle Financial Services’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Financial Services's gain (loss) on sales of loans, net?
Eagle Financial Services (EFSI) reported gain (loss) on sales of loans, net of $1.01M in Q1 2026.
How has Eagle Financial Services's gain (loss) on sales of loans, net changed year-over-year?
Eagle Financial Services's gain (loss) on sales of loans, net increased by 138.7% year-over-year, from $424K to $1.01M.
What is the long-term trend for Eagle Financial Services's gain (loss) on sales of loans, net?
Over 3 years (2021 to 2025), Eagle Financial Services's gain (loss) on sales of loans, net has grown at a 26.7% compound annual growth rate (CAGR), from $1.66M to $3.37M.
What does gain (loss) on sales of loans, net mean?
This represents the net profit or loss realized from selling loans held for sale to third-party investors. It reflects the company's ability to price its loan originations effectively relative to prevailing market interest rates and demand.