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ECB Bancorp, Inc. ECBK Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

Magyar Bancorp logo
Magyar BancorpMGYR
$269K-56.0%
RBB Bancorp logo
RBB BancorpRBB
$324K+300%
PCB Bancorp logo
PCB BancorpPCB
$1.41M+58.9%
Equity Bancshares logo
Equity BancsharesEQBK
$302K+251%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$101K+106%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$129K+61.3%

Other financials

Income statement

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Revenue$155.0K-97.8%
Net income$3.1M+141%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$3.0M-97.9%
Total debt$1.7M+41.1%
Total equity$175.9M+4.4%
Total assets$1.7B+13.6%

Cash flow

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Operating cash flow$2.8M+545%
CapEx$4.0K-77.8%
Free cash flow$2.8M+532%

Valuation

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Market cap$175.78M+29.1%
P/E18.3×-7.3×
P/S8.5×+1.4×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity5.6%+2.8pp
Debt / equity0.0×

Where this comes from

Reported directly by ECB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: ECB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ECB Bancorp, Inc.'s gain (loss) on sales of loans, net?
ECB Bancorp, Inc. (ECBK) reported gain (loss) on sales of loans, net of $36K in Q1 2026.
What is the long-term trend for ECB Bancorp, Inc.'s gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), ECB Bancorp, Inc.'s gain (loss) on sales of loans, net has grown at a -26.2% compound annual growth rate (CAGR), from $445K to $132K.
What does gain (loss) on sales of loans, net mean?
This represents the net realized gain or loss recognized upon the sale of loans from the bank's portfolio or held-for-sale inventory. It reflects the difference between the proceeds received from the sale and the carrying value of the loans at the time of disposal. This metric is a key indicator of the bank's secondary market execution and the profitability of its mortgage banking operations.