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Chemung Financial CHMG Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

KeyCorp logo
KeyCorpKEY
$36M+20.0%
Financial Institutions logo
Financial InstitutionsFISI
$125K+6.8%
First Bancorp logo
First BancorpFNLC
$57K-1.7%
CTB
Community Trust BancorpCTBI
$51K+8.5%
Tompkins Financial logo
Tompkins FinancialTMP
$705K+55.3%

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's gain (loss) on sales of loans, net?
Chemung Financial (CHMG) reported gain (loss) on sales of loans, net of $21K in Q1 2026.
How has Chemung Financial's gain (loss) on sales of loans, net changed year-over-year?
Chemung Financial's gain (loss) on sales of loans, net decreased by 47.5% year-over-year, from $40K to $21K.
What is the long-term trend for Chemung Financial's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Chemung Financial's gain (loss) on sales of loans, net has grown at a -29.8% compound annual growth rate (CAGR), from $1.07M to $261K.
What does gain (loss) on sales of loans, net mean?
This reflects the net profit or loss realized from the sale of loans from the bank's portfolio to third-party investors or secondary markets. It serves as an indicator of the bank's ability to originate loans at a premium and manage interest rate risk through asset liquidation. Positive values suggest effective pricing strategies and favorable market conditions for loan sales.