Other

Short-term insurance reserves

Uber Technologies Short-term insurance reserves increased by 3.6% to $3.39B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 23.0%, from $2.75B to $3.39B. Over 5 years (FY 2020 to FY 2025), Short-term insurance reserves shows an upward trend with a 22.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

An increase suggests higher expected claim activity or rising costs, while a decrease may indicate lower risk exposure or improved claims management.

Detailed definition

These reserves represent the estimated liability for insurance claims that are expected to be settled within the next tw...

Peer comparison

Highly specific to companies with captive insurance programs or self-insurance models.

Metric ID: other_insurance_reserve_current

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.22B$1.38B$1.44B$1.42B$1.45B$1.43B$1.69B$1.66B$1.73B$1.82B$2.02B$2.08B$2.39B$2.52B$2.75B$2.87B$3.11B$3.27B$3.39B
QoQ Change+12.9%+4.6%-1.9%+2.4%-1.1%+18.1%-2.0%+4.3%+5.4%+10.6%+3.3%+14.6%+5.7%+9.2%+4.3%+8.1%+5.2%+3.6%
YoY Change+18.7%+3.9%+17.3%+17.2%+19.3%+27.2%+19.1%+25.6%+38.1%+38.4%+36.6%+38.0%+30.2%+29.5%+23.0%
Range$1.22B$3.39B
CAGR+25.4%
Avg YoY Growth+25.5%
Median YoY Growth+25.6%
Current Streak11 quarters growth

Frequently Asked Questions

What is Uber Technologies's short-term insurance reserves?
Uber Technologies (UBER) reported short-term insurance reserves of $3.39B in Q4 2025.
How has Uber Technologies's short-term insurance reserves changed year-over-year?
Uber Technologies's short-term insurance reserves increased by 23.0% year-over-year, from $2.75B to $3.39B.
What is the long-term trend for Uber Technologies's short-term insurance reserves?
Over 5 years (2020 to 2025), Uber Technologies's short-term insurance reserves has grown at a 22.2% compound annual growth rate (CAGR), from $1.24B to $3.39B.
What does short-term insurance reserves mean?
Estimated short-term liabilities for insurance claims expected to be paid within one year.

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