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United Bankshares UBSI Loans held for sale

Loans held for sale at other companies

Truist Financial logo
Truist FinancialTFC
$2.48B+106%
PNC Financial Services logo
PNC Financial ServicesPNC
$1.52B-17.1%
First United logo
First UnitedFUNC
$132K
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$42.65M
United Community Banks logo
United Community BanksUCB
$53.52M+44.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$18.66M+211%

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.62B+30.2%
Enterprise value$5.09B+52.9%
P/E12.8×0.0×
P/S5.2×+0.6×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565

FAQ

What is United Bankshares's loans held for sale?
United Bankshares (UBSI) reported loans held for sale of $35.22M in Q2 2026.
How has United Bankshares's loans held for sale changed year-over-year?
United Bankshares's loans held for sale decreased by 4.9% year-over-year, from $37.05M to $35.22M.
What is the long-term trend for United Bankshares's loans held for sale?
Over 5 years (2020 to 2025), United Bankshares's loans held for sale has grown at a -46.6% compound annual growth rate (CAGR), from $718.94M to $31.28M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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