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United Community Banks UCB Loans held for sale

Loans held for sale at other companies

Truist Financial logo
Truist FinancialTFC
$2.48B+106%
Regions Financial logo
Regions FinancialRF
$591M-0.5%
Associated Banc-Corp logo
Associated Banc-CorpASB
$44.72M
UBS
United BanksharesUBSI
$35.22M-4.9%
First United logo
First UnitedFUNC
$132K
Northwest Bancshares logo
Northwest BancsharesNWBI
$15.39M+17.5%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.28B+19.0%
Enterprise value$4.21B+32.4%
P/E11.3×-1.8×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:LoansHeldForSaleFairValueDisclosure.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's loans held for sale?
United Community Banks (UCB) reported loans held for sale of $53.52M in Q2 2026.
How has United Community Banks's loans held for sale changed year-over-year?
United Community Banks's loans held for sale increased by 44.1% year-over-year, from $37.14M to $53.52M.
What is the long-term trend for United Community Banks's loans held for sale?
Over 5 years (2020 to 2025), United Community Banks's loans held for sale has grown at a -17.9% compound annual growth rate (CAGR), from $105.43M to $39.38M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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