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United Community Banks UCB Loan Portfolio Expense

Loan Portfolio Expense at other companies

Ameris Bancorp logo
Ameris BancorpABCB
$7.38M-5.7%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:LoanPortfolioExpense.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's loan portfolio expense?
United Community Banks (UCB) reported loan portfolio expense of $2.58M in Q1 2026.
How has United Community Banks's loan portfolio expense changed year-over-year?
United Community Banks's loan portfolio expense increased by 29.9% year-over-year, from $1.99M to $2.58M.
What is the long-term trend for United Community Banks's loan portfolio expense?
Over 4 years (2021 to 2025), United Community Banks's loan portfolio expense has grown at a -5.2% compound annual growth rate (CAGR), from $10.86M to $8.76M.
What does loan portfolio expense mean?
This metric captures the direct costs associated with the administration, servicing, and management of the bank's loan portfolio. It includes expenses related to loan processing, monitoring, and collection activities necessary to maintain the quality of the lending book. Monitoring this expense helps assess the operational efficiency of the bank's core lending business.