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United Fire Group UFCS Future policy benefits

Future policy benefits at other companies

Cincinnati Financial logo
Cincinnati FinancialCINF
$18M+260%
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ChubbCB
$1.02B+133%
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Reinsurance Group of AmericaRGA
$0+100%

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.31B+80.0%
Enterprise value$1.29B
P/E10×-1.0×
P/S0.9×+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInFuturePolicyBenefitReserves.

The official record: United Fire Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's future policy benefits?
United Fire Group (UFCS) reported future policy benefits of $45.43M in Q1 2026.
How has United Fire Group's future policy benefits changed year-over-year?
United Fire Group's future policy benefits increased by 130.9% year-over-year, from $19.68M to $45.43M.
What is the long-term trend for United Fire Group's future policy benefits?
Over 3 years (2021 to 2025), United Fire Group's future policy benefits has grown at a 26.1% compound annual growth rate (CAGR), from -$63.87M to $128.04M.
What does future policy benefits mean?
This reflects the change in the liability set aside to cover future obligations to policyholders, particularly for long-duration insurance or annuity products. It represents the actuarial estimate of the present value of future benefits minus the present value of future premiums. Changes in this reserve are driven by new business growth, interest rate environments, and actuarial assumption updates.