United Fire Group UFCS Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 8.5%+3.6pp | 4.9%— | —— | 1.5%-6.0pp | |
| Free cash flow margin | 19%-7.2pp | 26.2%+11.5pp | 14.7%— | —— | |
| Returns | |||||
| Return on equity | 13.7%+5.5pp | 8.2%— | —— | 1.9%-7.6pp | |
| Return on assets | 3.2%+1.4pp | 1.9%— | —— | 0.5%-2.1pp | |
| Efficiency | |||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.3×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.2×+0.1× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $35.71+18.4% | $30.15+3.8% | $29.06-0.6% | $29.23— | |
| Valuation | |||||
| Market capitalization | $1.31B+80.0% | $720.98M+41.8% | $508.43M-26.3% | $689.4M+18.5% | |
| Enterprise value | $1.29B— | $541.9M+24.3% | $436.05M-29.6% | $619.67M+29.1% | |
| Price / earnings | 10×-1.0× | 11.6×— | —— | 45.9×+38.6× | |
| Price / sales | 0.9×+0.4× | 0.6×+0.1× | 0.5×-0.2× | 0.7×+0.2× | |
| Price / book | 1.4×+0.5× | 0.9×+0.2× | 0.7×-0.2× | 0.9×+0.3× | |
| EV / sales | 0.9×— | 0.4×0.0× | 0.4×-0.2× | 0.6×+0.2× | |
| Free cash flow yield | 21.9%-23.2pp | 45.6%+13.9pp | 31.6%— | —— | |
| Earnings yield | 10%+0.9pp | 8.6%— | —— | 2.2%-11.7pp | |
| Dividend yield | 1.3%-0.9pp | 2.2%-0.9pp | 3.2%+0.9pp | 2.3%-0.3pp | |
| PEG ratio | 0.1×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do United Fire Group's ratios come from?
- Every ratio is computed from United Fire Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
