Where do United Fire Group's ratios come from?

Every ratio is computed from United Fire Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

United Fire Group UFCS Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	9.2%+4.0pp	8.5%+3.6pp	8.2%—	6.9%—	5.1%—
Free cash flow margin	20.1%-5.4pp	19%-7.2pp	22%+5.9pp	22%+0.4pp	25.5%+7.3pp
Returns
Return on equity	14.8%+6.3pp	13.7%+5.5pp	13.2%—	11.7%—	8.5%—
Return on assets	3.5%+1.6pp	3.2%+1.4pp	3%—	2.6%—	2%—
Efficiency
Asset turnover	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×
Leverage
Debt-to-equity	0.2×—	0.2×+0.1×	——	——	——
Debt-to-assets	0×—	0×0.0×	——	——	——
Per Share
Book value per share	$36.42+16.9%	$35.71+18.4%	$34.08+12.4%	$32.04+11.6%	$31.16+9.3%
Valuation
Market capitalization	$1.31B+80.0%	$927.45M+28.6%	$775.47M+46.4%	$729.17M+33.2%	$747.74M+35.9%
Enterprise value	$1.29B—	$930.47M+71.7%	——	——	——
Price / earnings	10×-1.0×	7.8×-3.8×	7×—	7.9×—	11.3×—
Price / sales	0.9×+0.4×	0.7×+0.1×	0.6×+0.1×	0.6×+0.1×	0.6×+0.1×
Price / book	1.4×+0.5×	1×+0.1×	0.9×+0.2×	0.9×+0.1×	0.9×+0.2×
EV / sales	0.9×—	0.7×+0.2×	——	——	——
Free cash flow yield	21.9%-23.2pp	28.4%-17.2pp	38.4%+1.7pp	40%-5.7pp	43.9%+6.8pp
Earnings yield	10%+0.9pp	12.7%+4.2pp	14.3%—	12.6%—	8.8%—
Dividend yield	1.3%-0.9pp	1.8%-0.5pp	2.1%-1.0pp	2.2%-0.7pp	2.2%-0.8pp
PEG ratio	0.1×—	0.1×—	——	——	——

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Where do United Fire Group's ratios come from?: Every ratio is computed from United Fire Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.