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United Fire Group UFCS Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin9.2%8.5%8.2%
Free cash flow margin20.1%-5.4pp19%-7.2pp22%+5.9pp22%25.5%
Returns
Return on equity14.8%13.7%13.2%
Return on assets3.5%3.2%3%
Efficiency
Asset turnover0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Per Share
Book value per share$36.42+16.9%$35.71+18.4%$34.08+12.4%$32.04+11.6%$31.16+9.3%
Valuation
Market capitalization$1.31B+80.0%$927.45M+28.6%$775.47M+46.4%$729.17M+33.2%$747.74M+35.9%
Price / earnings10×-1.0×7.8×
Price / sales0.9×+0.4×0.7×+0.1×0.6×+0.1×0.6×+0.1×0.6×+0.1×
Price / book1.4×+0.5×+0.1×0.9×+0.2×0.9×+0.1×0.9×+0.2×
Free cash flow yield21.9%-23.2pp28.4%-17.2pp38.4%+1.7pp40%43.9%
Earnings yield10%+0.9pp12.7%14.3%
Dividend yield1.3%-0.9pp1.8%-0.5pp2.1%-1.0pp2.2%-0.7pp2.2%-0.8pp

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Questions, answered.

Where do United Fire Group's ratios come from?
Every ratio is computed from United Fire Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.