What is U-Haul Holding's future policy benefits?

U-Haul Holding (UHAL) reported future policy benefits of $26.96M in Q4 2025.

How has U-Haul Holding's future policy benefits changed year-over-year?

U-Haul Holding's future policy benefits increased by 213.0% year-over-year, from -$23.85M to $26.96M.

U-Haul Holding UHAL Future policy benefits

Future policy benefits at other companies

ChubbCB

$1.02B+133%

Cincinnati FinancialCINF

$18M+260%

Fidelity National FinancialFNF

$197M-6.2%

Globe LifeGL

$145.53M-20.4%

Other financials

Income statement

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Revenue$1.3B+3.1%

Gross profit$1.4B+3.5%

Operating income$33.7M-77.7%

Net income$37.0M-45.0%

EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%

Total debt$8.1B+11.5%

Total equity$7.6B+1.5%

Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%

CapEx$551.7M-6.3%

Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%

Enterprise value$18.83B-13.6%

P/S2×-0.8×

Profitability

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Gross margin95.9%-0.1pp

Operating margin8.5%-4.9pp

Net margin7.9%-3.8pp

FCF margin-22.5%-5.8pp

Returns & leverage

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Return on equity6.1%-3.8pp

Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInFuturePolicyBenefitReserves.

The official record: U-Haul Holding’s 10-Q, filed February 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's future policy benefits?: U-Haul Holding (UHAL) reported future policy benefits of $26.96M in Q4 2025.
How has U-Haul Holding's future policy benefits changed year-over-year?: U-Haul Holding's future policy benefits increased by 213.0% year-over-year, from -$23.85M to $26.96M.