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Union Bankshares UNB Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Citizens & Northern logo
Citizens & NorthernCZNC
$370K+80.5%
United Community Banks logo
United Community BanksUCB
$1.89M+35.6%
KeyCorp logo
KeyCorpKEY
UBS
United BanksharesUBSI
Center Bancorp logo
Center BancorpCNOB
Prosperity Bancshares logo
Prosperity BancsharesPB

Other financials

Income statement

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Revenue$13.8M+8.5%
Net income$3.0M+20.1%
EPS (diluted)$0.65+18.2%

Balance sheet

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Cash & equivalents$29.8M+118%
Total debt$2.4M-4.0%
Total equity$80.6M+15.0%
Total assets$1.6B+6.6%

Cash flow

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Operating cash flow$2.6M-35.2%
CapEx$180.0K+25.9%
Free cash flow$2.5M-37.5%

Valuation

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Market cap$111.94M-5.3%
P/E9.7×-3.2×
P/S-0.3×

Profitability

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Net margin20.8%+2.9pp
FCF margin26.8%-0.7pp

Returns & leverage

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Return on equity15.4%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Union Bankshares's net gains/(losses) on sales of loans?
Union Bankshares (UNB) reported net gains/(losses) on sales of loans of $350K in Q1 2026.
How has Union Bankshares's net gains/(losses) on sales of loans changed year-over-year?
Union Bankshares's net gains/(losses) on sales of loans decreased by 10.0% year-over-year, from $389K to $350K.
What is the long-term trend for Union Bankshares's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), Union Bankshares's net gains/(losses) on sales of loans has grown at a -18.9% compound annual growth rate (CAGR), from $4.96M to $2.15M.
What does net gains/(losses) on sales of loans mean?
The net profit or loss realized from the sale of loans into the secondary market. This metric reflects the bank's strategy for managing its loan portfolio duration and generating fee-based income through loan origination and sale activities.