Where do Union Bankshares's ratios come from?

Every ratio is computed from Union Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Union Bankshares UNB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	20.3%+2.1pp	18.2%-5.4pp	23.6%-2.2pp	25.8%-1.2pp
Free cash flow margin	30%+7.0pp	23%+7.2pp	15.8%-42.2pp	58%+5.3pp
Returns
Return on equity	15%+1.8pp	13.2%-5.4pp	18.6%+0.5pp	18.1%+2.1pp
Return on assets	0.7%+0.1pp	0.6%-0.2pp	0.8%-0.2pp	1%-0.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$111.94M-5.3%	$130.8M-5.6%	$138.5M+27.9%	$108.25M-19.3%
Enterprise value	$98.83M-15.9%	$117.45M+85.1%	$63.44M-12.6%	$72.62M+4.0%
Price / earnings	9.7×-3.2×	14.9×+2.6×	12.3×+3.7×	8.6×-1.6×
Price / sales	2×-0.3×	2.7×-0.2×	2.9×+0.7×	2.2×-0.5×
Price / book	1.4×-0.3×	2×-0.1×	2.1×+0.1×	2×+0.4×
EV / sales	1.8×-0.6×	2.4×+1.1×	1.3×-0.2×	1.5×+0.1×
Free cash flow yield	13.3%+4.3pp	8.5%+3.0pp	5.4%-20.8pp	26.2%+7.1pp
Earnings yield	10.3%+2.5pp	6.7%-1.4pp	8.1%-3.5pp	11.7%+1.8pp
Dividend yield	5.9%+0.4pp	5%+0.3pp	4.7%-1.1pp	5.8%+1.4pp
PEG ratio	0.3×—	——	——	——

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Where do Union Bankshares's ratios come from?: Every ratio is computed from Union Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.