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Unum UNM Insurance Liabilities and Annuity Benefits

Discontinued — last reported Q4 '22

Insurance Liabilities and Annuity Benefits at other companies

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Segments

By segment

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Closed Block$30.56B+1.6%
Unum US$11.09B-1.1%
Colonial Life$5.74B+2.6%
Unum International$2.65B-1.6%

By product

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Long-term Care$24.1B+4.3%
Other Insurance Product Line$6.46B-7.5%
Voluntary Benefits$2.72B+7.0%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense.

The source filing: Unum’s 10-K, filed February 23, 2023.

Filed
Feb 23, 2023
Fiscal year
FY2022
Accession
0000005513-23-000034
Line itemDecember 31 / 2022December 31 / 2021
Liabilities and Stockholders' Equity
Liabilities
Policy and Contract Benefits$1,839.8$1,907.7
Reserves for Future Policy and Contract Benefits42,330.248,007.5
Unearned Premiums352.7347.5
Other Policyholders’ Funds1,750.41,790.9
Income Tax Payable190.9159.1
Deferred Income Tax9.2458.4

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Unum's insurance liabilities and annuity benefits?
Unum (UNM) reported insurance liabilities and annuity benefits of $42.33B in Q4 2022.
How has Unum's insurance liabilities and annuity benefits changed year-over-year?
Unum's insurance liabilities and annuity benefits decreased by 11.8% year-over-year, from $48.01B to $42.33B.
What is the long-term trend for Unum's insurance liabilities and annuity benefits?
Over 2 years (2020 to 2022), Unum's insurance liabilities and annuity benefits has grown at a -7.7% compound annual growth rate (CAGR), from $49.65B to $42.33B.

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