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Unum UNM Net debt / EBITDA

Net debt / EBITDA at other companies

The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0.7×-0.3×
MetLife logo
MetLifeMET
-1.1×-17.5×
Prudential Financial logo
Prudential FinancialPRU
0.6×
Horace Mann Educators logo
Horace Mann EducatorsHMN
2.1×-0.4×
Humana logo
HumanaHUM
+1.6×
UnitedHealth Group logo
UnitedHealth GroupUNH
2.2×+0.8×

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Unum’s reported figures.

Based on the most recent quarter.

The source filing: Unum’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075

FAQ

What is Unum's net debt / EBITDA?
Unum (UNM) reported net debt / EBITDA of 2.8× in Q2 2026.
How has Unum's net debt / EBITDA changed year-over-year?
Unum's net debt / EBITDA increased by 108.6% year-over-year, from 1.4× to 2.8×.
What is the long-term trend for Unum's net debt / EBITDA?
Over 5 years (2020 to 2025), Unum's net debt / EBITDA has grown at a 2.5% compound annual growth rate (CAGR), from 2.6× to 2.9×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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