Unum UNM Deferral of Acquisition Costs

Deferral of Acquisition Costs at other companies

Globe LifeGL

$235.48M+3.1%

Arch Capital GroupACGL

$788M+13.2%

AflacAFL

$276.25M+4.6%

Arch Capital GroupACGL

$53.71M-16.1%

Cincinnati FinancialCINF

$320M+15.9%

Everest GroupEG

$280M+3.7%

Questions, answered.

What is Unum's deferral of acquisition costs?

Unum (UNM) reported deferral of acquisition costs of $190.6M in Q1 2026.

How has Unum's deferral of acquisition costs changed year-over-year?

Unum's deferral of acquisition costs increased by 10.4% year-over-year, from $172.6M to $190.6M.

What is the long-term trend for Unum's deferral of acquisition costs?

Over 3 years (2021 to 2025), Unum's deferral of acquisition costs has grown at a 10.0% compound annual growth rate (CAGR), from $523.2M to $697.1M.

What does deferral of acquisition costs mean?

Costs of acquiring new customers that are spread out over time rather than expensed immediately.

How do you interpret deferral of acquisition costs?

Higher deferrals suggest strong new business production, while the subsequent amortization reflects the ongoing cost of maintaining that book of business.

How does deferral of acquisition costs compare across companies?

Common accounting practice for insurance companies to manage the impact of high upfront acquisition costs.