Unum (UNM) Direct premiums earned — Quarterly & Annual

Screener

Direct premiums earned at other companies

Lincoln NationalLNC

$3.62B+2.3%

CitizensCIA

$47.19M+5.6%

Universal Insurance HoldingsUVE

$531.42M+3.5%

Segments

By product

Accident, Sickness, and Disability$7.85B+1.6%

Life Insurance$3.22B+6.8%

Other financials

Income statement

Revenue$3.4B+0.3%

Operating income$501.8M+2.4%

Net income$256.9M-23.5%

EPS (diluted)$1.61-16.1%

Balance sheet

Cash & equivalents$199.2M-83.3%

Total debt$3.8B+0.5%

Total equity$10.8B-4.5%

Total assets$63.5B+1.0%

Cash flow

Operating cash flow$503.5M+44.7%

CapEx$29.2M+4.7%

Free cash flow$474.3M+48.2%

Valuation

Market cap$14.1B+17.5%

Enterprise value$17.67B+21.4%

P/E20.1×+12.2×

P/S1.1×+0.1×

Profitability

Net margin5.3%-6.5pp

FCF margin11.2%+1.4pp

Returns & leverage

Return on equity6.4%-7.6pp

Debt / equity0.3×0.0×