Skip to content
OpenCapital
Get started

Citizens CIA Direct premiums earned

Direct premiums earned at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$531.42M+3.5%
American International Group logo
American International GroupAIG
$7.87B+0.8%
Lincoln National logo
Lincoln NationalLNC
$3.62B+2.3%
Kemper logo
KemperKMPR
$1.1B+4.2%

Segments

By segment

See full
International Insurance Segment$25.58M—
Domestic Insurance Segment$18.35M—

By product

See full
Life Insurance Product Line$187M+5.6%
Accident and Health Insurance Product Line$1.76M-1.4%

By geography

See full
Other Non-US$9.13M—

Other financials

Income statement

See full
Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

See full
Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

See full
Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

See full
Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

See full
Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

See full
Return on equity8.1%+3.9pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens's direct premiums earned.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens's direct premiums earned?
Citizens (CIA) reported direct premiums earned of $47.19M in Q4 2025.
How has Citizens's direct premiums earned changed year-over-year?
Citizens's direct premiums earned increased by 5.6% year-over-year, from $44.71M to $47.19M.
What is the long-term trend for Citizens's direct premiums earned?
Over 4 years (2021 to 2025), Citizens's direct premiums earned has grown at a 1.4% compound annual growth rate (CAGR), from $178.81M to $188.77M.
What does direct premiums earned mean?
Represents the total premiums earned by the company on insurance policies issued directly to policyholders before the impact of reinsurance cessions. This is a primary indicator of the company's top-line growth and market demand for its insurance products.