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Unum UNM Insurance commissions

Insurance commissions at other companies

Aflac logo
AflacAFL
$239M-4.8%
Citizens logo
CitizensCIA
$11.35M-0.5%

Segments

By segment

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Unum US$213.7M+4.9%
Colonial Life$106.9M+8.4%
Unum International$29.2M+16.3%
Closed Block$14.5M-9.4%
Corporate$0

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:InsuranceCommissions.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Benefits and Expenses
Policy Benefits1,991.21,944.93,947.03,905.2
Policy Benefits - Remeasurement Loss (Gain)10.031.258.2(58.1)
Commissions364.3343.5732.8686.7
Interest and Debt Expense53.352.0106.4104.0
Deferral of Acquisition Costs(187.4)(174.9)(378.0)(347.5)
Amortization of Deferred Acquisition Costs135.4132.2269.6257.6
Compensation Expense307.0292.0632.5602.4

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's insurance commissions?
Unum (UNM) reported insurance commissions of $364.3M in Q2 2026.
How has Unum's insurance commissions changed year-over-year?
Unum's insurance commissions increased by 6.1% year-over-year, from $343.5M to $364.3M.
What is the long-term trend for Unum's insurance commissions?
Over 4 years (2021 to 2025), Unum's insurance commissions has grown at a 6.9% compound annual growth rate (CAGR), from $1.04B to $1.36B.
What does insurance commissions mean?
This represents the fees paid to agents, brokers, and distribution partners for acquiring new insurance policies or renewing existing ones. It is a primary variable cost associated with business growth and distribution strategy.

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