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Unum UNM Accidental Death & Dismemberment — Premium Income

Other product segments

Group Long-term Disability
$602.8M-2.1%
Group Life
$576.9M+7.2%
Group Short-term Disability
$332.2M+14.8%
Accident, Sickness, and Disability
$254.5M+2.2%
Voluntary Benefits
$251.7M+7.3%
Long-term Care
$159.4M-9.4%
Life
$131.1M+7.4%
Cancer and Critical Illness Colonial
$91.8M+1.0%
Dental and Vision
$82.7M+2.0%
Unum Poland
$53.8M+11.9%
Supplemental
$50.8M+8.1%
Other Insurance Product Line
$33.5M-16.9%

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$0—
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EQHAccident and health — Premiums
$74.25M+4.9%
American International Group logo
AIGAccident and health — Premiums
$615.5M+1.2%
Skyward Specialty Insurance Group, Inc. logo
SKWDAccident & Health — Net earned premiums
$27.57M+27.4%
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KMPRAccident and Health — Earned Premiums
$5.4M0.0%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Group Short-term Disability332.2289.3642.9567.6
Group Life and Accidental Death & Dismemberment
Group Life499.7470.0995.1936.2
Accidental Death & Dismemberment53.849.2106.897.4
Supplemental and Voluntary
Voluntary Benefits251.7234.5505.5468.6
Individual Disability142.8166.7289.3335.4
Dental and Vision82.781.1165.0162.0

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's accidental death & dismemberment — premium income?
Unum (UNM) reported accidental death & dismemberment — premium income of $53.8M in Q2 2026.
How has Unum's accidental death & dismemberment — premium income changed year-over-year?
Unum's accidental death & dismemberment — premium income increased by 9.3% year-over-year, from $49.2M to $53.8M.
What is the long-term trend for Unum's accidental death & dismemberment — premium income?
Over 4 years (2021 to 2025), Unum's accidental death & dismemberment — premium income has grown at a 4.3% compound annual growth rate (CAGR), from $165.1M to $195.6M.
What does accidental death & dismemberment — premium income mean?
This metric represents the total earned premiums from insurance policies providing coverage for accidental death or specific physical dismemberment. It reflects the scale and growth of the company's specialized accidental coverage portfolio within its broader group benefits offerings. As a component of the insurance segment, it indicates the company's ability to capture market share in supplemental risk protection products.

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