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Unum UNM Unum Poland — Premium Income

Other product segments

Group Long-term Disability
$602.8M-2.1%
Group Life
$576.9M+7.2%
Group Short-term Disability
$332.2M+14.8%
Accident, Sickness, and Disability
$254.5M+2.2%
Voluntary Benefits
$251.7M+7.3%
Long-term Care
$159.4M-9.4%
Life
$131.1M+7.4%
Cancer and Critical Illness Colonial
$91.8M+1.0%
Dental and Vision
$82.7M+2.0%
Accidental Death & Dismemberment
$53.8M+9.3%
Supplemental
$50.8M+8.1%
Other Insurance Product Line
$33.5M-16.9%

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NODKNet Premium Earned — Premiums Earned Net
$55.11M-18.3%
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$416.91M+12.7%
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$860M-8.6%
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GLOther — Premium
$49.7M+5.3%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Group Short-term Disability332.2289.3642.9567.6
Group Life and Accidental Death & Dismemberment
Group Life499.7470.0995.1936.2
Accidental Death & Dismemberment53.849.2106.897.4
Supplemental and Voluntary
Voluntary Benefits251.7234.5505.5468.6
Individual Disability142.8166.7289.3335.4
Dental and Vision82.781.1165.0162.0

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum poland — premium income?
Unum (UNM) reported unum poland — premium income of $53.8M in Q2 2026.
How has Unum's unum poland — premium income changed year-over-year?
Unum's unum poland — premium income increased by 11.9% year-over-year, from $48.1M to $53.8M.
What is the long-term trend for Unum's unum poland — premium income?
Over 4 years (2021 to 2025), Unum's unum poland — premium income has grown at a 21.3% compound annual growth rate (CAGR), from $90.2M to $195.4M.
What does unum poland — premium income mean?
This metric represents the total gross premiums earned by the insurance operations within the Polish market. It reflects the scale of the company's income protection and benefits business in this specific geographic region, serving as a primary indicator of market penetration and customer acquisition success. Growth in this figure demonstrates the company's ability to expand its footprint and capture market share within the European insurance sector.

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