Unum UNM Closed Block — Current discount rate

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Questions, answered.

What is Unum's closed block — current discount rate?

Unum (UNM) reported closed block — current discount rate of 5.6% in Q1 2026.

How has Unum's closed block — current discount rate changed year-over-year?

Unum's closed block — current discount rate increased by 3.7% year-over-year, from 5.4% to 5.6%.

What is the long-term trend for Unum's closed block — current discount rate?

Over 3 years (2022 to 2025), Unum's closed block — current discount rate has grown at a 5.1% compound annual growth rate (CAGR), from 18.6% to 21.6%.

What does closed block — current discount rate mean?

The interest rate used to calculate the present value of future insurance claim obligations.

How do you interpret closed block — current discount rate?

A higher discount rate reduces the present value of liabilities, while a lower rate increases the required reserve amount.

How does closed block — current discount rate compare across companies?

Standard actuarial metric used across the insurance industry to value long-duration contracts.