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Unum UNM Unum US — Current discount rate
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | Group Disability | Group Life and AD&D | Voluntary Benefits | Individual Disability | Total Unum US |
|---|---|---|---|---|---|
| Expected future benefit payments | $5,569.3 | $886.3 | $6,186.4 | $5,076.4 | $17,718.4 |
| Expected future gross premiums | — | — | $6,928.6 | $5,818.2 | $12,746.8 |
| Amount of discounted (at interest accretion rate): | |||||
| Expected future gross premiums | — | — | $4,393.2 | $4,192.8 | $8,586.0 |
| Weighted average interest rate: | |||||
| Interest accretion rate | 4.3% | 2.5% | 5.0% | 5.1% | 4.4% |
| Current discount rate | 4.7% | 2.8% | 5.6% | 5.2% | 4.8% |
| Weighted average duration of the liability | 3.9 years | 2.4 years | 18.1 years | 9.3 years | 7.0 years |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's unum US — current discount rate?
- Unum (UNM) reported unum US — current discount rate of 4.8% in Q2 2026.
- How has Unum's unum US — current discount rate changed year-over-year?
- Unum's unum US — current discount rate increased by 4.3% year-over-year, from 4.6% to 4.8%.
- What is the long-term trend for Unum's unum US — current discount rate?
- Over 3 years (2022 to 2025), Unum's unum US — current discount rate has grown at a 2.7% compound annual growth rate (CAGR), from 16.9% to 18.3%.
- What does unum US — current discount rate mean?
- The current discount rate is the interest rate used to calculate the present value of future insurance policy benefits. It is a critical actuarial assumption that directly impacts the size of the reported liability on the balance sheet. Changes in this rate reflect shifts in market interest rates or the company's internal view of long-term investment yields.
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