What is Unum's closed block — policyholders' account balances?

Unum (UNM) reported closed block — policyholders' account balances of $4.09B in Q2 2026.

What does closed block — policyholders' account balances mean?

This metric tracks the total funds held on behalf of policyholders, representing the accumulation of premiums and interest credited to individual accounts. It reflects the company's obligation to return these funds or provide benefits based on the account value. It is a key indicator of the scale of the company's deposit-type insurance business.

Unum (UNM) Closed Block — Policyholders' Account Balances

Screener

Other segment segments

Colonial Life

$854.6M-0.5%

Unum US

$656.4M—

Similar metrics at other companies

PRURetirement — Policyholders’ account balances

$91.28B+30.4%

PRUTotal — Policyholders’ account balances

$190.98B+15.2%

PRUAnnuities — Policyholders’ account balances

$3.52B-14.0%

AMPTotal — Policyholder account balances

$10.6B-7.0%

LNCOther — Policyholder account balances

$8.15B+58.1%

CNOOther — Policyholder account balances

$354.2M-3.5%

Other financials

Income statement

See full

Revenue$3.4B+0.3%

Operating income$501.8M+2.4%

Net income$256.9M-23.5%

EPS (diluted)$1.61-16.1%

Balance sheet

See full

Cash & equivalents$199.2M-83.3%

Total debt$3.8B+0.5%

Total equity$10.8B-4.5%

Total assets$63.5B+1.0%

Cash flow

See full

Operating cash flow$503.5M+44.7%

CapEx$29.2M+4.7%

Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%

Enterprise value$17.67B+21.4%

P/E20.1×+12.2×

P/S1.1×+0.1×

Profitability

See full

Net margin5.3%-6.5pp

FCF margin11.2%+1.4pp

Returns & leverage

See full

Return on equity6.4%-7.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderFunds.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed: Jul 29, 2026, 4:25 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000005513-26-000075

Line item	June 30	June 30
	2026
	(in millions of dollars)
Policyholders' account balances
Unum US	$	$656.4
Colonial Life	854.6
Closed Block	4,092.5
Funding agreements	377.0
Total policyholders' account balances	$	$5,980.5

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's closed block — policyholders' account balances?: Unum (UNM) reported closed block — policyholders' account balances of $4.09B in Q2 2026.
What does closed block — policyholders' account balances mean?: This metric tracks the total funds held on behalf of policyholders, representing the accumulation of premiums and interest credited to individual accounts. It reflects the company's obligation to return these funds or provide benefits based on the account value. It is a key indicator of the scale of the company's deposit-type insurance business.