What is Unum's unum US — policyholders' account balances?

Unum (UNM) reported unum US — policyholders' account balances of $656.4M in Q2 2026.

What does unum US — policyholders' account balances mean?

This represents the total funds held by the insurer on behalf of policyholders, typically associated with universal life or investment-linked insurance products. These balances represent the cash value of policies that policyholders can access or that will be paid out upon maturity or death. It reflects the company's role as a custodian of policyholder savings.

Unum (UNM) Unum US — Policyholders' Account Balances

Screener

Other segment segments

Closed Block

$4.09B—

Colonial Life

$854.6M-0.5%

Similar metrics at other companies

PRURetirement — Policyholders’ account balances

$91.28B+30.4%

PRUTotal — Policyholders’ account balances

$190.98B+15.2%

PRUAnnuities — Policyholders’ account balances

$3.52B-14.0%

AMPTotal — Policyholder account balances

$10.6B-7.0%

LNCOther — Policyholder account balances

$8.15B+58.1%

CNOOther — Policyholder account balances

$354.2M-3.5%

Other financials

Income statement

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Revenue$3.4B+0.3%

Operating income$501.8M+2.4%

Net income$256.9M-23.5%

EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%

Total debt$3.8B+0.5%

Total equity$10.8B-4.5%

Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%

CapEx$29.2M+4.7%

Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%

Enterprise value$17.67B+21.4%

P/E20.1×+12.2×

P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp

FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderFunds.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed: Jul 29, 2026, 4:25 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000005513-26-000075

Line item	June 30	June 30
	2026
	(in millions of dollars)
Policyholders' account balances
Unum US	$	$656.4
Colonial Life	854.6
Closed Block	4,092.5
Funding agreements	377.0
Total policyholders' account balances	$	$5,980.5

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum US — policyholders' account balances?: Unum (UNM) reported unum US — policyholders' account balances of $656.4M in Q2 2026.
What does unum US — policyholders' account balances mean?: This represents the total funds held by the insurer on behalf of policyholders, typically associated with universal life or investment-linked insurance products. These balances represent the cash value of policies that policyholders can access or that will be paid out upon maturity or death. It reflects the company's role as a custodian of policyholder savings.