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Unum UNM Closed Block — Premium Income

Other segment segments

Unum US
$1.86B+3.3%
Colonial Life
$477.4M+3.3%
Unum International
$289.3M+6.7%
Corporate
$0

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NODKNet Premium Earned — Premiums Earned Net
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$3.31B-2.1%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Life131.1122.1259.4242.0
Cancer and Critical Illness91.890.9183.4181.2
477.4462.1950.1919.4
Closed Block
Long-term Care159.4175.9318.8352.1
All Other33.540.368.282.1
192.9216.2387.0434.2
Total Premium Income$2,817.8$2,748.0$5,611.8$5,450.9

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's closed block — premium income?
Unum (UNM) reported closed block — premium income of $192.9M in Q2 2026.
How has Unum's closed block — premium income changed year-over-year?
Unum's closed block — premium income decreased by 10.8% year-over-year, from $216.2M to $192.9M.
What is the long-term trend for Unum's closed block — premium income?
Over 4 years (2021 to 2025), Unum's closed block — premium income has grown at a -4.6% compound annual growth rate (CAGR), from $995.8M to $825.6M.
What does closed block — premium income mean?
Premium income represents the total revenue earned from insurance policies within a specific business segment during a reporting period. It is the primary source of cash inflow for the segment, excluding investment returns. This metric measures the top-line performance and market demand for the insurance products offered.

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