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Unum UNM Unum US — Premium Income

Other segment segments

Colonial Life
$477.4M+3.3%
Unum International
$289.3M+6.7%
Closed Block
$192.9M-10.8%
Corporate
$0

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ALHCPremium — Earned premiums
$1.23B+33.8%
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TRVNon Us — Premiums
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GLAmerican Income — Premium
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NOD
NODKNet Premium Earned — Premiums Earned Net
$55.11M-18.3%
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GLHealth premium — Premium
$416.91M+12.7%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Voluntary Benefits251.7234.5505.5468.6
Individual Disability142.8166.7289.3335.4
Dental and Vision82.781.1165.0162.0
1,858.21,798.63,698.73,579.5
Unum International
Unum UK
Group Long-term Disability107.5107.9212.3208.1
Group Life77.268.1154.2129.7

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum US — premium income?
Unum (UNM) reported unum US — premium income of $1.86B in Q2 2026.
How has Unum's unum US — premium income changed year-over-year?
Unum's unum US — premium income increased by 3.3% year-over-year, from $1.8B to $1.86B.
What is the long-term trend for Unum's unum US — premium income?
Over 4 years (2021 to 2025), Unum's unum US — premium income has grown at a 3.9% compound annual growth rate (CAGR), from $6.08B to $7.08B.
What does unum US — premium income mean?
Premium income is the total revenue generated from insurance policies sold to customers within the segment. It is the primary source of cash flow for the business and represents the core top-line performance. This metric excludes investment income and other non-insurance revenue streams.

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