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Unum UNM Dental and Vision — Deferred Acquisition Costs

Other product segments

Voluntary Benefits
$628M+1.8%
Individual Disability
$463.4M-12.0%

Similar metrics at other companies

Aflac logo
AFLDental/vision — Deferred policy acquisition costs
$87M+1.2%
Aflac logo
AFLDental/vision — Amortization of deferred policy acquisition costs
$3M0.0%
Globe Life logo
GLHealth — Deferred Policy Acquisition Costs
$548.64M+3.7%
Globe Life logo
GLHealth — Deferred acquisition costs
$865.28M+7.1%
Aflac logo
AFLDental/vision — Capitalization
$3M0.0%
Aflac logo
AFLCorporate and other — Deferred policy acquisition costs
$0

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's dental and vision — deferred acquisition costs?
Unum (UNM) reported dental and vision — deferred acquisition costs of $13M in Q1 2026.
How has Unum's dental and vision — deferred acquisition costs changed year-over-year?
Unum's dental and vision — deferred acquisition costs decreased by 1.5% year-over-year, from $13.2M to $13M.
What is the long-term trend for Unum's dental and vision — deferred acquisition costs?
Over 3 years (2022 to 2025), Unum's dental and vision — deferred acquisition costs has grown at a 15.9% compound annual growth rate (CAGR), from $34.1M to $53.1M.
What does dental and vision — deferred acquisition costs mean?
The portion of sales and acquisition expenses for dental and vision policies that is spread out over time rather than expensed immediately.
How do you interpret dental and vision — deferred acquisition costs?
An increase suggests higher investment in new business growth, while a decrease may indicate lower acquisition activity or a shift in product strategy.
How does dental and vision — deferred acquisition costs compare across companies?
Commonly reported as DAC by life and health insurers; peers typically show similar deferral patterns based on commission structures.