Unum UNM Voluntary Benefits — Deferred Acquisition Costs

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Questions, answered.

What is Unum's voluntary benefits — deferred acquisition costs?

Unum (UNM) reported voluntary benefits — deferred acquisition costs of $628M in Q1 2026.

How has Unum's voluntary benefits — deferred acquisition costs changed year-over-year?

Unum's voluntary benefits — deferred acquisition costs increased by 1.8% year-over-year, from $616.7M to $628M.

What is the long-term trend for Unum's voluntary benefits — deferred acquisition costs?

Over 3 years (2022 to 2025), Unum's voluntary benefits — deferred acquisition costs has grown at a 1.3% compound annual growth rate (CAGR), from $2.39B to $2.48B.

What does voluntary benefits — deferred acquisition costs mean?

The capitalized costs of acquiring new insurance business, which are spread out over time.

How do you interpret voluntary benefits — deferred acquisition costs?

Growth in this balance typically signals successful sales efforts and future revenue potential, provided the business remains profitable.

How does voluntary benefits — deferred acquisition costs compare across companies?

Standard accounting practice for insurers, referred to as 'DAC' across the industry.