Unum (UNM) Group Life and AD&D — Expected future gross premiums

Screener

Other product segments

Long-term Care

$11.85B-10.3%

Voluntary Benefits

$6.93B+9.5%

Other Insurance Product Line

$0—

Similar metrics at other companies

FNFTraditional Life — Expected future gross premiums

$601M-10.4%

GNWLife insurance — Expected future gross premiums

$8.77B-7.5%

FGTraditional Life — Expected future gross premiums

$581M-11.7%

LNCTraditional Life — Expected future gross premiums

$13B-5.8%

AMPTerm and Whole Life Insurance — Expected future gross premiums

$3.29B+14.3%

AMPLife Contingent Payout Annuities — Expected future gross premiums

$0—

Other financials

Income statement

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Revenue$3.4B+0.3%

Operating income$501.8M+2.4%

Net income$256.9M-23.5%

EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%

Total debt$3.8B+0.5%

Total equity$10.8B-4.5%

Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%

CapEx$29.2M+4.7%

Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%

Enterprise value$17.67B+21.4%

P/E20.1×+12.2×

P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp

FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed: Jul 29, 2026, 4:25 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000005513-26-000075

Line item	Group Disability	Group Life and AD&D	Voluntary Benefits	Individual Disability	Total Unum US
Amount of undiscounted:
Expected future benefit payments	$5,569.3	$886.3	$6,186.4	$5,076.4	$17,718.4
Expected future gross premiums	—	—	$6,928.6	$5,818.2	$12,746.8
Amount of discounted (at interest accretion rate):
Expected future gross premiums	—	—	$4,393.2	$4,192.8	$8,586.0
Weighted average interest rate:
Interest accretion rate	4.3%	2.5%	5.0%	5.1%	4.4%
Current discount rate	4.7%	2.8%	5.6%	5.2%	4.8%

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's group life and AD&D — expected future gross premiums?: Unum (UNM) reported group life and AD&D — expected future gross premiums of $0 in Q2 2026.
What does group life and AD&D — expected future gross premiums mean?: This metric reflects the actuarial projection of total premium revenue expected to be collected over the remaining life of the insurance contracts. It is a key component in determining the profitability and long-term viability of the insurance portfolio. It provides insight into the future cash flow generation potential of the segment.