Skip to content
Screener

Unum UNM Individual Disability — Expected future gross premiums

Other product segments

Long-term Care
$11.85B-10.3%
Voluntary Benefits
$6.93B+9.5%
Other Insurance Product Line
$0

Similar metrics at other companies

Ameriprise Financial logo
AMPDisability Income Insurance — Expected future gross premiums
$1.11B-5.8%
Fidelity National Financial logo
FNFPRT — Expected future gross premiums
$0
F&G Annuities & Life logo
FGPRT — Expected future gross premiums
$0
Fidelity National Financial logo
FNFImmediate annuities — Expected future gross premiums
$0
Fidelity National Financial logo
FNFTraditional Life — Expected future gross premiums
$601M-10.4%
Genworth Financial logo
GNWFixed annuities — Expected future gross premiums
$0

Other financials

Income statement

See full
Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

See full
Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

See full
Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

See full
Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

See full
Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Amount of undiscounted:
Expected future benefit payments$5,569.3$886.3$6,186.4$5,076.4$17,718.4
Expected future gross premiums$6,928.6$5,818.2$12,746.8
Amount of discounted (at interest accretion rate):
Expected future gross premiums$4,393.2$4,192.8$8,586.0
Weighted average interest rate:
Interest accretion rate4.3%2.5%5.0%5.1%4.4%
Current discount rate4.7%2.8%5.6%5.2%4.8%

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's individual disability — expected future gross premiums?
Unum (UNM) reported individual disability — expected future gross premiums of $5.82B in Q2 2026.
How has Unum's individual disability — expected future gross premiums changed year-over-year?
Unum's individual disability — expected future gross premiums decreased by 0.0% year-over-year, from $5.82B to $5.82B.
What is the long-term trend for Unum's individual disability — expected future gross premiums?
Over 3 years (2022 to 2025), Unum's individual disability — expected future gross premiums has grown at a 1.6% compound annual growth rate (CAGR), from $22.19B to $23.27B.
What does individual disability — expected future gross premiums mean?
This represents the actuarial projection of total future premium income expected to be collected from the existing individual disability policy portfolio. It is used in conjunction with future benefit payments to calculate the net liability and overall profitability of the segment. It provides insight into the long-term revenue visibility of the business.

Ask your AI about Unum's individual disability — expected future gross premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude