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Unum UNM Individual Disability Insurance — Premiums Earned Net

Discontinued — last reported Q4 '25

Other product segments

Group Long-term Disability
$603.6M-0.2%
Group Life
$572.4M+8.5%
Group Short-term Disability
$310.7M+11.6%
Voluntary Benefits
$253.8M+8.4%
Accident, Sickness, and Disability
$252.8M+2.3%
Long-term Care
$159.4M-9.5%
Individual Disability
$146.5M-13.2%
Life
$128.3M+7.0%
Cancer and Critical Illness Colonial
$91.6M+1.4%
Dental and Vision
$82.3M+1.7%
Unum Poland
$54.6M+27.0%
Accidental Death & Dismemberment
$53M+10.0%
Supplemental
$50.3M+20.0%
Other Insurance Product Line
$34.7M-17.0%

Similar metrics at other companies

Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Gross Premium Income
$160.5M+1.2%
Aflac logo
AFLDisability — Net premium income
$308M+6.6%
Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Expected Net Premium Net Premium Collected
-$73.2M-0.5%
Principal Financial Group logo
PFGIndividual Disability — Pre Tax Operating Earnings Net Of Reinsurance Actuarial Assumptions
$10.2M-80.5%
The Hartford Financial Services Group logo
HIGDisability Insurance Policy — Earned premiums and fee income
$927M+3.0%
Globe Life logo
GLHealth insurance — Premiums Earned, Net, Excluding Policy Charges
$381.69M+8.7%

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Unum’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's individual disability insurance — premiums earned net?
Unum (UNM) reported individual disability insurance — premiums earned net of $139.7M in Q4 2025.
How has Unum's individual disability insurance — premiums earned net changed year-over-year?
Unum's individual disability insurance — premiums earned net decreased by 1.2% year-over-year, from $141.4M to $139.7M.
What is the long-term trend for Unum's individual disability insurance — premiums earned net?
Over 3 years (2022 to 2025), Unum's individual disability insurance — premiums earned net has grown at a 10.1% compound annual growth rate (CAGR), from $461.1M to $615.1M.
What does individual disability insurance — premiums earned net mean?
The net revenue earned from individual disability insurance policies after adjusting for reinsurance.
How do you interpret individual disability insurance — premiums earned net?
An increase suggests growth in the individual disability market share or successful policy renewals, while a decrease may indicate competitive pressure or a strategic shift in product focus.
How does individual disability insurance — premiums earned net compare across companies?
Comparable to net premiums earned in individual life and health segments at other insurance carriers.