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Unum UNM Other Insurance Product Line — Interest accretion

Other product segments

Long-term Care
$95.1M-3.0%
Voluntary Benefits
$13.5M+8.9%
Individual Disability
$13.1M+0.8%

Similar metrics at other companies

Reinsurance Group of America logo
RGAInsurance, Other — Liability for Future Policy Benefit, Expected Future Policy Benefit, Interest Expense
$1.36B+39.3%
Reinsurance Group of America logo
RGALife Insurance Product Line — Liability for Future Policy Benefit, Interest Expense
$296M+6.1%
Globe Life logo
GLOther — Interest accrual
$5.35M-5.0%
Reinsurance Group of America logo
RGALife Insurance Product Line — Liability for Future Policy Benefit, Expected Future Policy Benefit, Interest Expense
$1.93B+7.7%
Reinsurance Group of America logo
RGAInsurance, Other — Liability for Future Policy Benefit, Interest Expense
$415M+39.7%
Reinsurance Group of America logo
RGALife Insurance Product Line — Interest Expense
$0

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumInterestIncome.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's other insurance product line — interest accretion?
Unum (UNM) reported other insurance product line — interest accretion of $0 in Q1 2026.
What does other insurance product line — interest accretion mean?
The interest cost added to the insurance liability balance as time passes.
How do you interpret other insurance product line — interest accretion?
Higher accretion is expected as the total liability grows; it represents the cost of carrying long-term insurance obligations.
How does other insurance product line — interest accretion compare across companies?
Standard interest expense calculation for long-duration insurance contracts under modern accounting frameworks.