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Unum UNM Voluntary Benefits — Interest accretion

Other product segments

Long-term Care
$95.1M-3.0%
Individual Disability
$13.1M+0.8%
Other Insurance Product Line
$0

Similar metrics at other companies

Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Interest Expense
$26.9M+4.3%
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PRUTerm Life — Interest accrual
$237M-0.4%
Globe Life logo
GLOther — Interest accrual
$5.35M-5.0%
Reinsurance Group of America logo
RGALife Insurance Product Line — Liability for Future Policy Benefit, Interest Expense
$296M+6.1%
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RGAInsurance, Other — Liability for Future Policy Benefit, Interest Expense
$415M+39.7%
Corebridge Financial logo
CRBGInterest accretion

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumInterestIncome.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's voluntary benefits — interest accretion?
Unum (UNM) reported voluntary benefits — interest accretion of $13.5M in Q1 2026.
How has Unum's voluntary benefits — interest accretion changed year-over-year?
Unum's voluntary benefits — interest accretion increased by 8.9% year-over-year, from $12.4M to $13.5M.
What is the long-term trend for Unum's voluntary benefits — interest accretion?
Over 4 years (2021 to 2025), Unum's voluntary benefits — interest accretion has grown at a 4.5% compound annual growth rate (CAGR), from $38.3M to $45.7M.
What does voluntary benefits — interest accretion mean?
The interest cost added to the insurance liability balance over time due to the time value of money.
How do you interpret voluntary benefits — interest accretion?
Generally reflects the growth of the liability balance due to the passage of time rather than operational performance.
How does voluntary benefits — interest accretion compare across companies?
Standard actuarial interest expense component for long-duration insurance contracts.