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Unum UNM Unum International — Adjusted Other Income

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:AdjustedOtherIncome.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008
Line itemUnum USUnum InternationalColonial LifeClosed BlockCorporateTotal
Premium Income$7,083.5$1,082.8$1,839.1$825.6$10,831.0
Net Investment Income604.2145.6172.61,016.593.82,032.7
Other Income1249.87.71.649.90.4309.4
Adjusted Operating Revenue$7,937.5$1,236.1$2,013.3$1,892.0$94.2$13,173.1
Adjusted Policy Benefits2$4,353.3$793.0$908.1$1,542.2$7,596.6
Adjusted Policy Benefits - Remeasurement Loss (Gain)3(86.2)(20.2)(23.0)90.0(39.4)
Commissions794.995.7398.666.11,355.3
Interest and Debt Expense208.8208.8

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Unum's unum international — adjusted other income?
Unum (UNM) reported unum international — adjusted other income of $1.93M in Q4 2025.
What does unum international — adjusted other income mean?
Represents supplemental revenue streams within the international insurance segment that are adjusted for non-core or non-recurring items. This metric captures income outside of standard premium and investment channels, providing a clearer view of the segment's underlying operational performance.

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