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Unum UNM Unum International — Amortization of Deferred Acquisition Costs

Other segment segments

Unum US
$70.9M-1.0%
Colonial Life
$61.8M+6.6%
Closed Block
$0
Corporate
$0

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemUnum USUnum InternationalColonial LifeClosed BlockCorporateTotal
Commissions213.729.2106.914.5364.3
Interest and Debt Expense53.353.3
Deferral of Acquisition Costs(89.7)(7.1)(90.6)(187.4)
Amortization of Deferred Acquisition Costs70.92.761.8135.4
Other Segment Items1,2419.458.495.576.29.8659.3
Benefits and Expenses1,750.3309.9396.5504.065.43,026.1
Segment Adjusted Operating Income (Loss)$329.6$24.3$131.4$(75.4)$(44.5)$365.4
1Excludes the impact of the strategic actions in the Corporate segment.

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum international — amortization of deferred acquisition costs?
Unum (UNM) reported unum international — amortization of deferred acquisition costs of $2.7M in Q2 2026.
How has Unum's unum international — amortization of deferred acquisition costs changed year-over-year?
Unum's unum international — amortization of deferred acquisition costs increased by 3.8% year-over-year, from $2.6M to $2.7M.
What is the long-term trend for Unum's unum international — amortization of deferred acquisition costs?
Over 4 years (2021 to 2025), Unum's unum international — amortization of deferred acquisition costs has grown at a 7.5% compound annual growth rate (CAGR), from $8M to $10.7M.
What does unum international — amortization of deferred acquisition costs mean?
The periodic expense recognized as capitalized acquisition costs are systematically written off over the expected life of the insurance policies. This reflects the consumption of the asset created by acquiring new business.

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