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Unum UNM Colonial Life — Amortization of Deferred Acquisition Costs

Other segment segments

Unum US
$68.7M+5.4%
Unum International
$3.4M+36.0%
Closed Block
$0
Corporate
$0

Similar metrics at other companies

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AMPOther Life Insurance — Amortization of deferred acquisition costs
$0
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GLUnited American — Deferred Policy Acquisition Costs, Amortization Expense
$1.27M-8.7%
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GLAmerican Income — Deferred Policy Acquisition Costs, Amortization Expense
$57.02M+12.5%
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GLLife — Deferred Policy Acquisition Costs, Amortization Expense
$102.69M+13.3%
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AMPUniversal Life Insurance — Amortization of deferred acquisition costs
$2M0.0%
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PRUIndividual Life — Amortization of deferred policy acquisition costs
$108M+1.9%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's colonial life — amortization of deferred acquisition costs?
Unum (UNM) reported colonial life — amortization of deferred acquisition costs of $62.1M in Q1 2026.
How has Unum's colonial life — amortization of deferred acquisition costs changed year-over-year?
Unum's colonial life — amortization of deferred acquisition costs increased by 7.6% year-over-year, from $57.7M to $62.1M.
What is the long-term trend for Unum's colonial life — amortization of deferred acquisition costs?
Over 4 years (2021 to 2025), Unum's colonial life — amortization of deferred acquisition costs has grown at a 10.0% compound annual growth rate (CAGR), from $159.2M to $233.1M.
What does colonial life — amortization of deferred acquisition costs mean?
The annual expense recorded as the company gradually writes off the costs of acquiring past insurance policies.
How do you interpret colonial life — amortization of deferred acquisition costs?
Increasing amortization relative to premiums may indicate a shift in the age or profitability profile of the insurance portfolio.
How does colonial life — amortization of deferred acquisition costs compare across companies?
Standard expense line item for all insurers using deferred acquisition cost accounting.